Our Services
“At Finbay Capital, Your Goals Drive Our Solutions — Empowering You to Achieve Financial Success”

Asset Finance
Our tailored Asset Finance solutions help individuals & businesses acquire assets with ease. Whether buying a car, boat, caravan, truck, heavy machinery, upgrading your fleet or buying a plane, our competitive rates, fast approvals & transparent process ensures purchasing your asset is seamless and efficient.

Residential Home Loans
With 40+ lenders on our panel, we find the most competitive loan structures tailored to your financial situation. Whether you are a first-time buyer, upgrading your home or seasoned investor, our approach ensures a stress-free borrowing experience from application to settlement.

Refinancing
At Finbay Capital we make refinancing your current home loan easy. Refinancing your home loan can help you secure a lower interest rate, reduce monthly repayments, or access equity for other financial goals. It’s a strategic way to optimize your mortgage and improve your overall financial position.

Investment Property loans
Want to expand your property portfolio? We provide access to a wide range of lenders and loan products designed to maximise your investment returns. Our team will help you navigate the complexities of property investing, ensuring you secure a loan that aligns with your long-term goals.

Commercial Property Loans
Finbay Capital specialises in commercial property loans to support businesses and investors looking to acquire commercial real estate. Whether it's an office, retail space, or industrial property, our lending solutions are designed to meet the unique needs of commercial property buyers.

Construction & Development
Turn your construction and development projects into reality. We offer flexible loan structures to cover land acquisition, development, and construction costs. Our team works closely with developers, builders, and investors to ensure timely funding for every stage of the project.

Bridging Loans
Need short-term funding to bridge a financial gap? Finbay Capital offers bridging loans that provide temporary financial solutions while you're transitioning between properties or awaiting longer-term financing. Our fast approval process ensures you have the funds you need when you need them most.

SMSF Loans
Self-Managed Super Fund (SMSF) loans can be complex, but Finbay Capital simplifies the process for you. We provide SMSF lending solutions that allow you to invest in property through your fund, ensuring compliance with regulatory requirements while maximising your retirement savings potential.

Deposit bonds
Protect your financial commitments with Finbay Capital's deposit bond solutions. Our deposit bonds act as a guarantee for property purchases, allowing you to secure a property without an immediate cash deposit. Additionally, we provide insurance options to safeguard your investments and financial future.