Scott McMurray is the Founder and Managing Director of Finbay Capital, bringing over 20 years of experience across finance, lending, and large-scale financial operations.

With a background leading high-performing finance divisions, Scott has built his career around structuring funding solutions, managing complex lending portfolios, and delivering outcomes in highly regulated environments.

At Finbay Capital, Scott has spent the past 2 years building a brokerage focused on one core objective—helping clients access the right funding strategy, not just the fastest or easiest option. The business specialises in residential, commercial and business lending, with a particular strength in complex scenarios that fall outside standard bank policy.

Clients work with Finbay Capital because of its strategic approach to lending. Rather than simply placing deals, Scott and his team take the time to understand each client’s broader financial position, long-term goals and risk profile. This allows them to structure funding that supports growth, improves cash flow, and remains sustainable over time.

Scott’s background in large-scale finance operations and compliance means every recommendation is grounded in strong process, lender policy knowledge, and best interests duty. Clients benefit from direct access to a wide network of lenders—including major banks, non-bank lenders and private funders—ensuring flexible solutions across a broad range of scenarios.

Known for his direct and solutions-focused approach, Scott has positioned Finbay Capital as a trusted advisor to investors, business owners and professionals seeking clarity and confidence in their lending strategy. His focus remains on delivering practical outcomes, transparent advice, and long-term client relationships built on performance.

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